At its core, a loan is a promise of repayment. The critical question is how to evaluate the trust assumptions underlying that promiseāwhether it is collateral, reputation, or legal contracts.
When fintech companies emerged, they succeeded in reimagining user experiences and distribution channels but remained constrained by traditional financial infrastructure. This created a fundamental limitation: innovative customer-facing solutions built on legacy backend systems.
Today, we're excited to unveil Morpho Prime, a new product vertical catering to curators and advanced users who require specialized functionality beyond the Morpho App.
In early 2025, Seamless migrated a majority of its Earn infrastructure to Morpho Vaults, launchingĀ Seamless USDC Vault,Ā Seamless WETH Vault, andĀ Seamless cbBTC Vault.
Base OnchainKit just introduced Earn, a pre-built component that allows any app developer building on Base to integrate any Morpho Vaults into their apps in minutes, not weeks.